Home Insurance

A Home is More Than a House

This type of insurance is designed to protect all the valuable belongings that you have in your home. A home insurance policy will offer you coverage against theft, household improvements, and unforeseen and accidental damage to your personal possessions.

Special Items Deserve Special Protection

Home insurance policies will allow you to insure specific items on a 'worldwide all risks' basis. This means that you will have protection for your valuables no matter where you may be in the world. Worldwide all risks coverage is usually taken to protect items such as furs, electronics, watches, and other jewelry.

Not Fireproof, but Fire Protected

Fire insurance will protect the physical structure of your home. This type of policy protects your residential house or apartment's structure, and will provide you with an indemnity in the event of a loss.

Coverage for the Truly Unforeseen

When obtaining a Fire insurance policy it is possible to extend the coverage to include a number of other perils apart for fires, in this case the plan becomes an 'Extra Perils' policy. Extra perils can include falling objects (including aircraft), lightning, earthquakes, landslips and subsidence, typhoons, windstorms, floods, and explosions. An extra perils policy will give you the assurance that you have the protection that you need and ensure that your home will always be safe.

Home Insurance, Explained

Contact Pacific Prime today to get information on any of the coverages mentioned on this page. Our experts are standing by to answer questions and provide you with free quotes.