{"id":2286,"date":"2023-03-17T14:34:46","date_gmt":"2023-03-17T06:34:46","guid":{"rendered":"https:\/\/www.pacificprime.co.uk\/blog\/?p=2286"},"modified":"2023-03-17T15:45:47","modified_gmt":"2023-03-17T07:45:47","slug":"immigration-health-surcharge","status":"publish","type":"post","link":"https:\/\/www.pacificprime.co.uk\/blog\/immigration-health-surcharge\/","title":{"rendered":"Your guide to the immigration  health surcharge (IHS)"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">In March 2020, Chancellor Rishi Sunak announced a decision to increase the <\/span><a href=\"https:\/\/www.gov.uk\/healthcare-immigration-application\"><span style=\"font-weight: 400;\">Immigration Health Surcharge<\/span><\/a><span style=\"font-weight: 400;\"> (IHS) in the UK Budget, which would affect new visa and immigration applicants. In this <\/span><a href=\"https:\/\/www.pacificprime.co.uk\/\"><span style=\"font-weight: 400;\">Pacific Prime UK<\/span><\/a><span style=\"font-weight: 400;\"> article, we will explain what the international health surcharge is and other details of this fee.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.uk\/compare-quotes\/step-one\/?campSource=PPUK-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=banner&utm_content=single\" target=\"_blank\" rel=\"noopener\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-774\" src=\"https:\/\/i0.wp.com\/www.pacificprime.co.uk\/blog\/wp-content\/uploads\/2020\/02\/PPUK-blog-banners-1138x493-px_02-03.jpg?resize=700%2C303&#038;ssl=1\" alt=\"Individual health insurance blog\" width=\"700\" height=\"303\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What is the Immigration Health Surcharge (IHS)?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The Immigration Health surcharge, also known as international health surcharge, is a surcharge that gives immigrants coming to the UK for 6 months or longer the same access to the <\/span><a href=\"https:\/\/www.pacificprime.co.uk\/blog\/an-overview-of-the-united-kingdom-healthcare-system\/#menu-item-23:~:text=The%20NHS,-All\"><span style=\"font-weight: 400;\">National Health System<\/span><\/a><span style=\"font-weight: 400;\"> (NHS) as a UK resident. In other words, you won\u2019t have to pay it if you are coming to the UK as a tourist and staying for less than 6 months.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Paying the IHS entitles you to free healthcare in the UK. However, you will still need to pay for some other services, such as <\/span><a href=\"https:\/\/www.nhs.uk\/nhs-services\/help-with-health-costs\/when-you-need-to-pay-towards-nhs-care\/\"><span style=\"font-weight: 400;\">dental treatment, prescriptions, eye tests, and assisted conception.<\/span><\/a><\/p>\n<h2><span style=\"font-weight: 400;\">Why do you need to pay the IHS?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The NHS is the UK\u2019s state healthcare system, funded by general taxation and National Insurance contributions, which offers a multitude of complementary healthcare services including GPs, hospital treatments, family planning clinics, and subsidised dentistry to all UK nationals and legal residents. In light of the growing demand and pressure on its finances, the government introduced the immigrationhealth surcharge.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How much is the IHS?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">From 2020, the updated IHS is GBP \u00a3470 per year for a student or Tier 5 (Youth Mobility Scheme) visa (GBP \u00a3940 for a 2-year Tier 5 visa), and GBP \u00a3624 per year for all other visa and immigration applications.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Please note that if you don\u2019t stay for the entire duration of your visa, you won\u2019t be able to get a refund on the remainder of the fee.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, if your visa application is rejected, you will receive a refund of your payment for the healthcare surcharge, but not the visa application fee.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">When do you have to pay for the IHS?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You will need to pay for the surcharge when you apply for the visa. It is generally paid online at the same time as when you pay for the visa application fee.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">After paying, you will receive a confirmation receipt in your email along with your IHS reference number.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Is anyone exempt from the IHS?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You don\u2019t have to pay the healthcare surcharge if you are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Applying for entry clearance for less than six months<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Applying for a Short Term Study or Visitor visa<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A Chevening or Commonwealth scholarship recipient*<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">*Chevening and Commonwealth scholarship students will have their surcharge paid by the UK Government, but will still need to obtain an IHS number.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Can I choose to purchase private medical insurance instead of the IHS?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You can take out private health insurance in addition to the healthcare surcharge. Nonetheless, you will still be required to pay the surcharge as part of your visa application.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">When can you start to use the NHS?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You can start using the National Health Service (NHS) when both:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">you\u2019ve paid the healthcare surcharge (or are exempt from paying it)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">your visa or immigration application is granted<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Taking out private health insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">If you\u2019re studying in the UK for less than 6 months, it is highly recommended that you take out your private medical insurance. Actually, a private health insurance policy is recommended for all UK immigrants, even if they have paid the immigration health surcharge.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is because the coverage of the NHS is limited to GPs, hospital treatments, family planning clinics, and subsidised dentistry. What\u2019s more, the NHS is notorious for its long wait times and has faced increasing pressure in recent years. It is a good idea to have a standalone health insurance plan to supplement the coverage gap and offer you an extra layer of protection.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class='code-block code-block-6' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.co.uk\/compare-quotes\/step-one\/?campSource=PPUK-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=banner&utm_content=quote\" target=\"_blank\" rel=\"noopener\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-781\" src=\"https:\/\/i0.wp.com\/www.pacificprime.co.uk\/blog\/wp-content\/uploads\/2020\/02\/PPUK_quote-image-01-1.jpg?resize=700%2C303&#038;ssl=1\" alt=\"Get an Insurance quote banner\" width=\"700\" height=\"303\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Looking for a health insurance plan? Reach out to Pacific Prime UK\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Many people would like to have specialists <\/span><a href=\"https:\/\/www.pacificprime.co.uk\/compare-health-insurance\"><span style=\"font-weight: 400;\">compare health insurance<\/span><\/a><span style=\"font-weight: 400;\"> policies for them, instead of searching by themselves through countless insurance policies to find the right one that matches their needs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Whether you\u2019re looking for health insurance in the UK or globally, we can help you cherry pick the best plan for your needs and budget. Working with the world\u2019s leading <\/span><a href=\"https:\/\/www.pacificprime.co.uk\/insurers\/\"><span style=\"font-weight: 400;\">insurance providers<\/span><\/a><span style=\"font-weight: 400;\">, we offer a wide array of policies, ranging from <\/span><a href=\"https:\/\/www.pacificprime.co.uk\/plans\/individual\/\"><span style=\"font-weight: 400;\">individual health insurance in the UK<\/span><\/a><span style=\"font-weight: 400;\"> to <\/span><a href=\"https:\/\/www.pacificprime.co.uk\/international-health-insurance\/\"><span style=\"font-weight: 400;\">international insurance<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/www.pacificprime.com\/corporate\"><span style=\"font-weight: 400;\">corporate insurance<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.co.uk\/contact-us\/\"><span style=\"font-weight: 400;\">Contact us<\/span><\/a><span style=\"font-weight: 400;\"> for impartial advice or to receive a no-obligation quote or plan comparison today.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In March 2020, Chancellor Rishi Sunak announced a decision to increase the Immigration Health Surcharge (IHS) in the UK Budget, which would affect new visa and immigration applicants. In this Pacific Prime UK article, we will explain what the international health surcharge is and other details of this fee. What is the Immigration Health Surcharge &#8230;<\/p>\n","protected":false},"author":11,"featured_media":2287,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false,"_links_to":"","_links_to_target":""},"categories":[2],"tags":[767,1172,1234,768,217,1388,1162,1387],"class_list":["post-2286","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-ban_sin","tag-compare-health-insurance-uk","tag-covid-19","tag-cta_gen","tag-family-health-insurance","tag-ihs","tag-pacific-prime-uk","tag-your-guide-to-the-immigration-health-surcharge-ihs"],"acf":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.pacificprime.co.uk\/blog\/wp-content\/uploads\/2021\/03\/photo-1590768472103-2fef29a6ece8-1.jpg?fit=1140%2C493&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pcnTsc-AS","amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.pacificprime.co.uk\/blog\/wp-json\/wp\/v2\/posts\/2286","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pacificprime.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pacificprime.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificprime.co.uk\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificprime.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=2286"}],"version-history":[{"count":1,"href":"https:\/\/www.pacificprime.co.uk\/blog\/wp-json\/wp\/v2\/posts\/2286\/revisions"}],"predecessor-version":[{"id":2288,"href":"https:\/\/www.pacificprime.co.uk\/blog\/wp-json\/wp\/v2\/posts\/2286\/revisions\/2288"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pacificprime.co.uk\/blog\/wp-json\/wp\/v2\/media\/2287"}],"wp:attachment":[{"href":"https:\/\/www.pacificprime.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=2286"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pacificprime.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=2286"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pacificprime.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=2286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}